| Balance Requirement |
| Initial Deposit |
NONE |
| Maintaining Balance Requirement (MBR) |
NONE |
| Minimum ADB to Earn Interest |
PHP 10,000 |
| Interest Rate |
0.500% (for accounts with balances of Php 10,000.00 and above) |
| Visa Electron Annual Fee |
PHP 350.00 |
| Inactivity Charges |
| No Transaction Penalty (no transaction for 1 year) |
PHP 200.00 per month starting on the end of 12th month of inactivity until the account becomes dormant |
| Dormancy Charge (no transaction for 2 years) |
PHP 500.00 per month starting on the end of 24th month of inactivity |
| Closure Within 30 days |
NONE |
| ATM Withdrawals |
| UBP ATM |
PHP 10.00 (after the 3rd withdrawal) |
| Non-UBP ATM within the Philippines |
PHP 12.00 |
| International VISA Plus ATM |
| Balance Inquiry |
PHP 75.00 |
| Withdrawal |
PHP 175.00 |
| Withdrawal declined due to insufficient funds |
PHP 75.00 |
| OTC Withdrawal Convenience Fee |
PHP 100.00 |
| Fund Transfer (OUTWARD) |
| Send Electronic Funds Transfer to another E-ON Account |
NONE |
| Send Electronic Funds Transfer to another UnionBank Account |
NONE |
| Send Electronic Funds Transfer to other Banks |
PHP 10.00 |
| Fund Transfer (INWARD) |
| Receive Electronic Funds Transfer from another E-ON Account |
NONE |
| Receive Electronic Funds Transfer from another UnionBank Account |
NONE |
| Receive Electronic Funds Transfer from another Bank |
NONE |
| ATM Card Replacement |
PHP 150.00 |
| Transaction Diary |
PHP 200.00 |
| NOTES:
*** Some local banks may charge a fee on the EFT transactions sent by our E-ON account holders. These banks charge a Receiving Fee from the amount that is to be credited to the account. This is an addition to the PHP10.00 that will be charged to the client.
*** For Incoming Remittances with incorrect account numbers and/or account names, a Repair Fee of PHP100.00 may be charged. |